Nitin Garg, Founder & Principal Advisor
"I wanted to make financial conversations easier for families to understand."
Over time, I began to see financial planning differently. I realized that having the right financial pieces in place is only part of the job. What matters just as much is whether the people you love understand what you have built, why you built it, and what they would need to do if you were no longer there to explain it.
Good financial planning isn't simply about choosing the right insurance, investments or strategies — it's about creating clarity for today, for the future, and for the people who may one day carry the plan forward.
My professional journey began in Information Technology, where I built a career around solving complex problems, leading teams, and finding practical solutions.
My MBA broadened my perspective into strategy, finance, entrepreneurship, and the decisions that shape businesses and families.
As I became involved in financial services, I discovered a different kind of problem to solve. Behind every financial decision was a person, a family, a business, a dream, or a legacy.
Over time, I realized that many people have insurance, investments, savings, and retirement accounts — but don't always have a clear picture of how all these pieces fit together. No two families have the same circumstances, and I don't believe their financial decisions should be approached the same way.
I continue to invest in my education through advanced designations. I believe continuous learning is part of the responsibility that comes with helping families make important financial decisions.
NZT is my way of bringing all of that together — to listen, understand, and help make financial decisions a little easier to navigate.
For you and the people you love.